It’s a rainy Sunday and you know gloomy the feeling when you want to stay in bed much longer, but I want to go to mall as they are having a 3-day sale, it was the last day and I don’t wan to miss this opportunity of buying a new phone with big discount lol.. Thankfully hubby is very understanding and told me to get ready because he knows I’m badly needing a new phone with good camera right now for my work as blogger, the old one is not working well anymore. So off we go and luckily the rain stopped with only a drizzle to booth. I didn’t find the brand and model I was looking for as it was already phased-out and replaced with new models. 🙁 Anyways, I found a better one with upgraded specs and lots of freebies; free sim card, 16 gb memory card and transparent jelly case, not only that, also got it at 0% interest for 12 months using credit card, which is fine on my budget.
Now I have a new mobile phone while doing a research on epiphone 339 for an electric guitar, I tried the camera and loved the results, the shots are so clear and the color is so vivid because of its high definition resolution – 13 MP on the rear camera and 5 MP for front which is very good for doing selfies, 🙂 it’s the OPPO F1s. I’m very excited to use this when attending product events for live coverage to share photos and videos on social media.
Generations ago, it was common for families to live above shops and work spaces. City center town homes allowed families to live upstairs and run a business from the street level. While quarters were tight and often housed several generations, it was considered very efficient. Many owners of shops such as hair salons, general stores, and hardware stores had residences on the second floor. Often the grandparents would tend to the younger children while the parents worked in the store downstairs. This live-work arrangement began to become less popular with the advent of cars and eventually the explosion of the suburbs.
Image courtesy of sritangphoto at FreeDigitalPhotos.net
The cycle is returning. More and more cities are including live-work zoning in city centers. The benefits are many. It lends itself to the development of a very strong community, promotes a healthy lifestyle and reduces the number of cars in the city center. With the advent of the internet, many people are able to work from home. This requires a strong self-discipline and the commitment to start and stop work at consistent times. This work arrangement also tends to be isolating. Being accustomed to the camaraderie of co-workers and then working alone from home presents its own level of challenges. Reaching out to co-workers through email, texting and video conferencing is critical for both social health and staying in touch with developments and changes at the office.
Living above a storefront or professional practice such as a dental, attorney or CPA firm has a multitude of advantages. First, there is a clear separation of work and personal life with defined spaces. As with telecommuting, the dreaded commute in heavy traffic is avoided. Working in a retail store or professional firm affords the advantage of daily interaction with customers, co-workers and venders. Small business owners are often very engaged in the local community through civic work and volunteerism. Non-profit boards often seek the advice and support of local business owners. If you’re fortunate enough to live in a city that has instituted progressive zoning laws to allow live-work housing, give serious consideration to this lifestyle. It’s healthy on so many fronts. Good luck!
Once you’ve decided you are ready to take the next step in buying Seattle condos for sale, it’s time to find the right team of realtors. Don’t look to just any realty group – you need a team you can trust and depend on. The Stroupe Group offers over 20 years of experience in the Seattle real estate market. We specialize in the downtown market, but also work very closely with properties in the Seattle suburbs.
Each member of our highly respected team is dedicated to helping you along every step in the process purchasing your next investment. We’ll meet with you to discuss your requirements. We take the time to know you and your preferences. It’s easy to get started with our online form for submission – simply enter your name, your email, a phone number, the best time to reach you and your reason for inquiring.
We respect your time and your privacy. We’ll meet with you based on a time that meets your availability. Scheduling appointments or showings is quick and painless. Let us help you get started on your journey to the right property for you. Choose from Seattle condos for sale that are only within your budget and your requirements. Contact us now to set up your appointment and to get started!
One of the rules in instilling financial discipline is to spend with only what you have. But, this doesn’t mean that you cannot take advantage of good real estate opportunities even if you don’t have enough cash in the bank. Purchasing a home without sufficient cash to cover the contract price can still be a financially sound decision in a way. You can take out a loan that you can afford and make an investment out of your home purchase. But first, you have to find a loan that you can afford and a lending institution that can help you.
Finding home loans that you can afford would entail analysis and research. One has to get a good grasp of their current financial state and project future earnings and expenses. This will help you determine how much you can afford to set aside for loan payments. The next step is to do some research on available loan facilities and loan options. Don’t limit your choices with national institutions or big banks. There are also local lending institutions like embrace home loans in RI that can provide you with sound packages and good customer service. Look into interest rates and terms of payment to find the loan package that you can afford. Don’t be afraid to talk with a loan officer or specialist who can discuss your options in detail and help you make a decision.
Shelter is a basic need that people may secure by having their own house. However, one has to consider that buying a real estate property entails a significant amount of investment. Those who have limited cash simply make do with paying rent for apartments or houses that they live in. But this doesn’t have to be the case because there are financial institutions that can help you purchase a decent home for the family. Aspiring homeowners can embrace home loans in RI and let it be their partner in buying their dream home.
One of the reasons why people are hesitant to take out a loan is the rising mortgage interest rates experienced in the recent years. But rent doesn’t come cheap either. Some people allot more than 30% of their income for paying rent. There may not be much difference between your current rent expenses and monthly mortgage payments for a new home. Monthly payment for principal and interest of your home loan may turn out to be higher than rent, but you’ll get ownership of the property once it is fully paid. In the end you may be better off with buying your own house now instead of being a tenant forever. It doesn’t hurt to check out the local real estate scenery and home loans facility and explore your options in becoming a future home owner.
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